Vision and Mission of Bangladesh Bank

VISION:
To develop continually as a forwardlooking central bank with competent and committed professionals of high ethical standards, conducting monetary management and financial sector supervision to maintain price stability and financial system robustness, supporting rapid broad based inclusive economic growth, employment generation and poverty eradication in Bangladesh
MISSION:
We at Bangladesh Bank are carrying out its following main functions as the country's central bank:

1. Formulating monetary and credit policies;
2. Managing currency issue and regulating payment system;
3. Managing foreign exchange reserves and regulating the foreign exchange market;
4. Regulating and supervising banks and financial institutions, and advising the government on interactions and impacts of fiscal, monetary and other economic policies.

BB(AD) viva experience 2017

Sub: Agriculture (ms: soil science) 
Board :SK SHUR SIR. 
Total mem : 4. 
Time : 7-8 mins
viva was in bangla.
Sk : doing job or not? 
me: yes ( hoping for receiving questions about my job but they did not) 
SK: then why do want to come here?
me: Everyone desire for central bank job.me too same.already tried once. this time made access. 
SK : functions of bb?
me : formulate and implement monetary policy, issuing notes. then made me stop.
SK: relation of soil science and bb? me: no relation(SK was puzzled) there explanation was soil related with men and bb deals with men(now I was numbed with their reply) (so deep thinking). I told I did not mean that and then agri credit policy of bb, agri wing of different banks etc. Then SK SHUR left for sometime. 
mem1: tell something about Bangladesh in English. 
me: started well but made hotchpotch finally.( really it was bad).
Mem1: Tell something about One of 7 national heroes?
me: started with motiur rahman and gave a lill bit as it was unknown to me about their lifestory.
mem1: who is M R Akter Mukul?
me :Writer of "Shadhinotar Dolilpotro" mistakenly (should be "chorompotro"). it was amended by another sir. All are cordial but One sir was very much free. 
if I get chance then I will perceive that my written marks was good.
Env was conducive. one sir was very much friendly. 
Best of Luck for rest of all.https://121viva.blogspot.com/

BB AD VIVA Experience 2017

Date: 07.12.17
Subject: EEE
Board: Razib Sir
1. Why do u want to be a part of BB and banking sector?
2. By which year Bangladesh will be a middle income country?Was relevant to the answer of my first question.
3. 3 Major functions of BB
4. Current Foreign currency reserve.
5. Difference between World bank and IMF.
6. Elaboration of IBRD and IDA.
7. What is ACU? Monetary reserve unit of ACU.
8. Have u participated in BCS?
Board was friendly and cooperative. Wish me luck

BB(AD) viva experience 2017

Sub: Agriculture (ms: soil science)
Board :SK SHUR SIR.
Total mem : 4.
Time : 7-8 mins
viva was in bangla.
Sk : doing job or not?
me: yes ( hoping for receiving questions about my job but they did not)
SK: then why do want to come here?
me: Everyone desire for central bank job.me too same.already tried once. this time made access.
SK : functions of bb?
me : formulate and implement monetary policy, issuing notes. then made me stop.
SK: relation of soil science and bb? me: no relation(SK was puzzled) there explanation was soil related with men and bb deals with men(now I was numbed with their reply) (so deep thinking). I told I did not mean that and then agri credit policy of bb, agri wing of different banks etc. Then SK SHUR left for sometime.
mem1: tell something about Bangladesh in English.
me: started well but made hotchpotch finally.( really it was bad).
Mem1: Tell something about One of 7 national heroes?
me: started with motiur rahman and gave a lill bit as it was unknown to me about their lifestory.
mem1: who is M R Akter Mukul?
me :Writer of "Shadhinotar Dolilpotro" mistakenly (should be "chorompotro"). it was amended by another sir. All are cordial but One sir was very much free.
if I get chance then I will perceive that my written marks was good.
Env was conducive. one sir was very much friendly.
Best of Luck for rest of all.

Important Viva Questions and answers

1. Which Bank account pays little or no interest?
= Current Account.
2. current Account is also known as?
= Cheque Account.
3. What is devaluation?
= Devaluation is a reduction in the value of the currency with respect to other monetary units.
4. Le or L/C stand for?
=- letter of Credit.
5. Letter of Credit is issued by?
= Importer's bank.
6. L/C is a banking instrument used for ?"
= Export-Import.
7. Devaluation is used by a country to --
= Accelerate own export.
8. MOU stands for?
= Memorandum for Understanding.
9. MoU is a legal document agreement describing?
= A bilateral or multilateral agreement.
10. What is Dividend'?
= Dividends are payments made by a company to its shareholders.
11. EVA stands for?
= Economic Value Added.
12. What is EVA?
= EVA is the difference between a company's profit and the cost of its capital.
13. NOPAT stands for?
= Net Operating Profit After Taxes.
14. The smallest component of the money supply is?
= Currency.
15. What is the most essential function of money?
= Exchange.
16. The Capital Market is the financial market?
= Long-term funding.
17. capital Market is supplied by?
= Bonds and equity.
18. T-bills means?
= Treasury bills.
19. Treasury bills mature in?
= One year or less.
20. Who can buy treasury bills?
Commercial Bank.
21. What is 'Call Money?
= call money is the money for which repayment can be demanded without notice.
22. The number of workers who are available for work is called?
= Labor market.
23. E-commerce stands for?
= Electronic commerce.
24. EDI stands for?
= Electronic Data interchange .l
25. MNC stands for?
Multi-National Corporation.
26. MFN stands for?
= Most favored Nation.
27. What is MFN?
= MFN is a country that has the best trade terms.
28. The central authority for tax administration in Bangladesh is
= The National Board of Revenue (NBR )
29. ATM stands for?
= Automated Teller Machine.
30. PIN stands for?
= personal Identification Number.
31. The ATm was invented by?
= Scot Jhon Shepherd -Barron.
32. What is 'Exchange Rate?
= The price of a country's money is the relation to another country's money.
33. MRP stands for?
= Manufacturer's Recommended price / Maximum Retail price.
34. IPO is the term used in?
Stock market.
35. IPO stands for?
= Initial public offering.
36. What is IPO?
= IPO is the first sale of stock by a private company to the public.
37. EFT stands for?
Electronic Funds Transfer.
38. A system of small loans to the impoverished without requiring collateral is known as?
= Micro-credit.
39. The economy of a whole area or a country is called ?"
= Macroeconomy.
40. AGM stands for?
= Annual General Meeting.
41. AIM stands for?
= Alternative Investment Market.
42. What is nationalization?
= the taking over of private industry by the state.
43. MFA stands for?
= Multi-Fibre Arrangement.
44. MFA goes against the
= WTO rules.
45. The direct exchange of goods or services is known as
= Barter.
46. LAFTA stands for?
= Latin American Free Trade Association.
47. HSBC stands for?
= The Hongkong and Shanghai Banking Corporation, based in Hong Kong .,
48. NNP stands for?
= Net National Product.
49. What is NNP?
= NNP is a figure showing the gross national product less investment on capital goods and depreciation.
50. NIEO stands for?
=New International Economic Order.
51. what is Matrix?
= Matrix is the arrangement of data in horizontal and vertical columns.
52. What is 'Tax?
= A tax is a financial charge or other levy imposed on an individual or a legal entity by a state or a functional equivalent of a state.
53. The tax has four main purposes or effects:
= Redistribution, repricing, representation and revenue.
54. the main purpose of taxation is?
= Revenue.
55. what kind of tax income tax?
= Direct tax.
56. VAT also is known as?
= Goods and Services Tax.
57. Who is the banker of the Government of Bangladesh?
= Bangladesh bank.
58. The head of Bangladesh Bank is?
=Governor.
59. The Governor of Bangladesh Bank is?
= Mr.Fazle Kabir ( 11th)
60. Bangladesh Bank took effect on?
=16 December 1971.
61. Bangladesh bank came into existence under?
= The Bangladesh Bank Order 1972.
62. Which bank was transferred to Bangladesh Bank?
= State Bank of Pakistan.
63. Who was the first Governor of Bangladesh Bank?
= ANM Hamidullah.
64. who controls Bangladesh?
= Ministry of Finance.
65. Which Ministry controls the banking sector in Bangladesh?
= Ministry of Finance.
66. One and Two taka note issued by?
= the secretary of Finance.
67. Minimum taxable income in Bangladesh is ?
= 250000 taka.
68. ICB stands for?
= Investment Corporation of Bangladesh.
69. ICB was established?
= On 1 October 1976.
70. BSRS stands for?
= Bangladesh Shilpa Rin Sangstha ( Established on 31 October 1972 ) But now has not existed.
71. BIBM stands for?
= Bangladesh Institute of Bank Management.
72. What kind of institute BIBM is?
= BIBM is a specialized training, research and advanced study center in banking and finance in Bangladesh.
73. BIBM was established on?
= 31 December 1974 ( in Dhaka )

Difference Between Devaluation & Depreciation.

*Introduction: ~
Both these terms look same but the meaning of both differs somewhat. Both these words are used in a foreign exchange market and both are affected by the international economy elements. Both these words are used when the value of the currency falls as compared to the other currency. Both have different causes and long term effects on the economy.
****The meaning of Devaluation: -
Devaluation of currency occurs when in the country the monetary policy authority or government intentionally reduces the value of its currency by lowering the exchange rate as compared to another country's exchange rate.
The authority devalues the currency by lowering the fixed exchange rate in the international market.
It is changed by only the country's authority by comparing the worth of the goods and services in the international market.
It helps the economy in the short period.
There is no fixed time for it to devalue the currency but when the need occurs or authority think there is a need to devalue the currency, it happens.

****Effects: ~
Exports cheaper.
Imports more expensive,
Increased aggregate demand,
Improvement in the current account.,
Higher Inflation.
*The meaning of Depreciation :~
The depreciation of currency occurs by forces of demand and supply in the global market not by the government. (If under any circumstances the government sells a lot of currency more than needed in that case depreciation occurs.)
By depreciating the value of currency the problem occurs only for short time but in a long time, it will help an economy to build well and reliable.
It also guards against the market crack-ups.
The floating exchange rate changes day basis. Floating exchange rate is a rate by which the country determine the value of their own currency in the global market.
It happens in the global market on a daily basis because of change in the economic policy or political party in the global market.
In the depreciation, the purchasing power of currency falls as compared to another country's currency means country's money has less power to purchase as compared to another currency.
***Effects: ~
Exports cheaper,
Imports expensive,
Higher inflation,
Decrease in supply.
*Base
Devaluation of currency: Depreciation of currency
*Meaning~
Devaluation means to lower the value of country's currency as compared to the another country’s value
The meaning of depreciation of the currency is the same as the meaning of devaluation of the currency.
*circumstances~
It is done by the government authority.
It is done by the force of demand and supply in the international market.
*Rate~
It is done by using fixed exchange rate.
It is done by using floating exchange rate
Effect on economy
It just for short term.
It affects the economy for a longer term
Changes
There is no fixed time for it but it doesn’t occur in regularly.
It occurs on a daily basis.

Important Abbreviation For Job And Vive

1. GPA,5 - full meaning—Grade point Average
2. J.S.C - full meaning — Junior School Certificate.
3. J.D.C - full meaning— Junior Dakhil Certificate.
4. S.S.C - full meaning —Secondary School Certificate
5. H.S.C - full meaning—Higher Secondary Certificate.
6. A.M - full meaning— Ante meridian.
7. P.M - full meaning— Post meridian.
8. B. A - full meaning—Bachelor of Arts.
9. B.B.S - full meaning—Bachelor of Business Studies
10. B.S.S - full meaning—Bachelor of Social Science.
11. B.B.A - full meaning— Bachelor of Business Administration
12. M.B.A - full meaning— Masters of Business Administration.
13. B.C.S - full meaning— Bangladesh Civil Service
14. M.A. - full meaning — Master of Arts.
15. B.Sc. - full meaning— Bachelor of Science.
16. M.Sc. - full meaning— Master of Science.
17. B.Sc. Ag. - full meaning— Bachelor of Science in Agriculture .
18. M.Sc.Ag.- full meaning— Master of Science in Agriculture.
19. M.B.B.S. - full meaning— Bachelor of Medicine, Bachelor of Surgery.
20. M.D. - full meaning — Doctor of Medicine./ Managing director.
21. M.S. - full meaning — Master of Surgery.
22. Ph.D./ D.Phil. - full meaning— Doctor of Philosophy (Arts & Science)
23. D.Litt./Lit. -full meaning — Doctor of Literature/ Doctor of Letters.
24. D.Sc. - full meaning— Doctor of Science.
25. B.C.O.M -full meaning — Bachelor of Commerce.
26. M.C.O.M- full meaning — Master of Commerce.
27. B.ed - full meaning— Bachelor of education.
28. Dr.- full meaning— Doctor.
29. Mr.- full meaning— Mister.
30. Mrs.- full meaning— Mistress.-----
31. M.P.- full meaning — Member of Parliament.
32. M.L.A. -full meaning— Member of Legislative Assembly.
33. M.L.C - full meaning— Member of Legislative Council.
34. P.M. - full meaning— Prime Minister.
35. V.P - full meaning — Vice President./ Vice Principal.
36. V.C- full meaning— Vice Chancellor.
37. D.C- full meaning— District Commissioner/ Deputy Commissioner.

Bangladesh Bank Assistant Director Viva Experience 2017

What do you mean by Contingent liabilities ?
Answer:The liabilities which are not actual liabilities on the date of balance sheet but may be actual liabilities later on are called Contingent liabilities.
Question: Is "Bill of Exchange" a contingent liabilities ?
Answer:A bill of exchange is a non-interest-bearing written order used primarily in international trade that binds one party to pay a fixed sum of money to another party at a predetermined future date
Question:What are the basic functions of non bank financial institution?
Answer:Raising funds from surplus unit throgh issuing share and invest this funds into govt. and non-govt. Securities.

One Bank Limited Special Cadre Officer (SCO) Viva

Organization: One Bank Limited
Post: Special Cadre Officer (SCO)
Place: Bangladesh Institute Of Bank Management
The viva board consists of four persons, three males and one female.
M1: What is your name?
Me: Answered.
M2: Introduce yourself in two minutes.
Me: Answered.
Fe: How was your written exam? How much did you guess to obtain?
Me: By smiling, It was fine. The marks may be around 70-75!!
Fe: Smiled. What is your major in graduation?
Me: It was Marketing in BBA and Banking & Insurance in MBA.
Fe: What is your result in BBA & MBA?
Me: It was 3.34 out of 4.00 in BBA And 3.63 out of 4.00 in MBA.
M3: Not too good result they were! What is bank rate? Existing CRR and SLR in Bangladesh?
Me: A bank rate is the interest rate at which a nation's central bank lends money to domestic banks, often in the form of very short-term loans. CRR and SLR rates remain at current 6.50% and 19.5% respectively
M3: What do you mean by portfolio management?
Me: Portfolio management is the art and science of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against performance. (They all claimed that it was bookish language. One of them asked me to deliver answers with examples but I was totally failed!)
M1: How EPS is calculated? How many kinds of shares in capital market?
Me: EPS is calculated by taking a company's net income over the last four quarters, account for any stock splits, and then dividing by the number of shares outstanding. Four Types of shares, they are A,B,N & Z.
M2: What are the major constraints of marketing in Banks?
Me: Told almost 8-10 constraints. But they were not happy!
M1: What are the products of a bank? Mention some of them.
Me: Deposit products, loan products etc. Mentioned some products of one bank ltd.! (I over viewed them through their website before the exam)
M3: Retained earnings means what?
Me: Retained earnings refer to the percentage of net earnings. I was unable to express the answer more widely. The interviewer felt frustrated on me!
Fe: Why have you left marketing as you major subject in MBA?
Me: I have a passion to serve in a bank. That's why I was eager to complete my MBA degree from Banking Department.
The female interviewer was not happy by getting my answer. She felt boring to ask me further questions. After a while she welcomed others to asked me something.
M1: Do you understand fiscal policy,monetary policy?
Me: Fiscal policy is the means by which a government adjusts its spending levels and tax rates to monitor and influence a nation's economy. On the other hand Monetary policy is the macroeconomic policy laid down by the central bank.
M1: Difference between GDP & GNP?
Me: Gross Domestic Product and Gross National Product both try to measure the market value of all goods and services produced for final sale in an economy. The difference is how each term interprets what constitutes the economy. (Smiled quietly because I have nothing more to say!)
M2: Balance of payment and balance of trade means?
Me: Balance of payment means the difference in total value between payments into and out of a country over a period.The balance of trade is the difference between a country's imports and its exports for a given time period.
M3: Last question for you. What are the main criteria to make a business report?
Me: Told some of the criteria. But failed to complete the answer.
M3: Another question please. Have you any idea about project management?
Me: Yes! I have. Project management is the discipline of initiating, planning, executing, controlling, and closing the work of a team to achieve specific goals.
Fe: An informal question for you. Why bank,why not BCS or other jobs?
Me: Answered in my own style. But at that time she was not satisfied at all.
.
After that they have invited me for reading an English Daily which was "Financial Express". Asked some word meanings from the text. I was unable to tell them all the meanings properly. Within five minutes they wished me for the further procedures!
All the interviewers except the female one were too much friendly!
Longest 15 minutes of my life!!

Bank

1. Total Bank =64 (State Owned Commercial Banks (SBL, JBL, ABL, RBL, BDBL& Basic): 6 + Specialized Banks (BKB & RAKUB): 2 + Private Commercial Banks (PCBs): 40+ Foreign Commercial Banks (FCBs): 9 + Central Bank BB: 1= 64)
2. Schedule Bank =57
3. Non Schedule bank= 6 (Ansar VDP Unnayan Bank, Karmashangosthan Bank, Grameen Bank, Jubilee Bank, Probashi Kollyan Bank, Palli Sanchay Bank)
4. Islamic Bank = 8
5.Army Bank - Trust Bank
6.BGB BANK- SIMANTO BANK
7. Proposed - Maritime Bank - Navy
8. First private commercial bank - AB Bank Ltd.(1982)
9. GOVT COMERCIAL BANK START FIRST ISLAMI BANKING- AGRANI BANK
10. Ministry of Finance controlled by Bank & NBFI
11. NBFI =34 Last – Alliance Finance Ltd
12. Credit Rating agency - 8
13. CB & NBFI are controlled by BB
14. Bangladesh Bank Order, 1972 (P.O. No. 127 of 1972)
15. The pioneer of BB - Shafiul kader
16. BB Total branch - 10 last -Mymensingh
17. The pioneer of GB & CSR - Dr. Atiur Rahman
18. BB first governor - A N M Hamidulalllah
19. Present governor- Fazle Kabir ( 11th)
20. Governor duration - 4 years
21. Total Note - 9
Bank Note - 6 (10,20,50,100,500,1000)
Govt Note - 3 (1,2 & 5)
22. Bank note Signed by Governor - Fazle kabir
23. Government Note signed by Secretary of Finance - MD. MUSLIM CHOWDHURY (new appointe)
24. Minister of Finance - Abul Maal A Muhith
25. State Minister of Finance - M A Mannan, MP
26.Secretary of Finance - Hedayetullah Al Mamoon
27.Economic Affairs Adviser - Mashiur Rahman
28. First Mobile banking - DBBL
29. First Tele banking - SCBL
30. First Agent banking - Bank Asia (private) & Agrani Bank (govt)
31.First ATM - DBBL
32.First Master Card - SCBL
33. Per capita income _ $1602
34. per capital gdp- $1358
35. GDP growth rate __ 7.24%
36. Expected gdp -7.4%
37. Inflation rate __ 5.57% ( E -5.5% FY -2017-18)
38. Bank rate __5%
39. CRR __6.5%
40. SLR__13% Conventional Banks. 5.5% for Islami Banks
41. call money rate - 3.83%
42. Repo rate - 6.75
43. Reverse repo rate- 4.75
44. FBCCI presidenr - Md. Shafiul Islam (Mohiuddin)
45. BGMEA President - Md. Siddiqur Rahman
46. BKMEA President - A.K.M. Salim Osman, MP
47. IDRA - Insurance development & Regulatory Authority -Chairman - Shafiq Ahmed
48. Total insurance company - 78
49. Foreign operating company - Met life (USA)

Frequently asked in AD(Viva)

1. What are the functions of Bangladesh bank?
----Formulation and implementation of monetary and credit policy.
-----Regulations and supervisions of bank and non bank financial institutions
----Management of country's international reserve.
-----Issuence of currency,Notes.
2. How Bangladesh bank formulate and implement monetary policy?
--Mainly three ways
----By Changing bank rate.
----By Changing variable reserve ratio.
----Open market operation.
3. What is bank rate?
--- The interest rate at which the central bank lends money to the commercial bank.
4. The rate of Bank rate at present?
---5%.
5. Open Market operation, what does it refer?
----It refers to purchase and sales of securities in the open market by the central bank.
6. Chaning variable reserve ratio,what does it indicate?
----It refers to the minimum percentage of a bank's total deposits which is required to be kept with the central bank.All banks have to keep with the central bank a certain percentage of their deposits in the form of CRR.
7. What is CRR?
-----Cash Reserve Ratio(CRR) is the minimum percentage of bank's total deposits that must be kept in central bank
8. Rate of CRR at present?
----6.5% for both Traditional and Islami bank

Important Term About Bank In Bangladesh

1. Total Bank =64 (State Owned Commercial Banks (SBL, JBL, ABL, RBL, BDBL& Basic): 6 + Specialized Banks (BKB & RAKUB): 2 + Private Commercial Banks (PCBs): 40+ Foreign Commercial Banks (FCBs): 9 + Central Bank BB: 1= 64)

2. Schedule Bank =57

3. Non Schedule bank= 6 (Ansar VDP Unnayan Bank, Karmashangosthan Bank, Grameen Bank, Jubilee Bank, Probashi Kollyan Bank, Palli Sanchay Bank)

4. Islamic Bank = 8

5. Trust Bank

6.Simanto Bank

8. First private commercial bank - AB Bank Ltd.(1982)

9. Islami Bank of Govt - Agrani Bank Limited

10. Ministry of Finance controlled by Bank & NBFI

11. NBFI =34 Last – Alliance Finance Ltd

12. Credit Rating agency - 8

13. CB & NBFI are controlled by BB

14. Bangladesh Bank Order, 1972 (P.O. No. 127 of 1972)

15. The pioneer of BB - Shafiul kader

16. BB Total branch - 10 last -Mymensingh

17. The pioneer of GB & CSR - Dr. Atiur Rahman

18. BB first governor - A N M Hamidulalllah

19. Present governor- Fazle Kabir ( 11th)

20. Governor duration - 4 years

21. Total Note - 9

Bank Note - 6 (10,20,50,100,500,1000)

Govt Note - 3 (1,2 & 5)

22. Bank note Signed by Governor - Fazle kabir

23. Government Note signed by Secretary of Finance - Hedayetullah Al Mamoon

24. Minister of Finance - Abul Maal A Muhith

25. State Minister of Finance - M A Mannan, MP

26.Secretary of Finance - Hedayetullah Al Mamoon

27.Economic Affairs Adviser - Mashiur Rahman

28. First Mobile banking - DBBL

29. First Telebanking - SCBL

30. First Agent banking - Bank Asia (private) & Agrani Bank (govt)

31.First ATM - DBBL

32.First Master Card - SCBL

33. Per capita income _ $1602

34. per capita GDP- $1358

35. GDP growth rate __ 7.24%

36. Expected GDP -7.4%

37. Inflation rate __ 5.57% ( E -5.5% FY -2017-18)

38. Bank rate __5%

39. CRR __6.5%

40. SLR__13% Conventional Banks. 5.5% for Islami Banks

41. call money rate - 3.83%

42. Repo rate - 6.75

43. Reverse repo rate- 4.75

44. FBCCI president - Md. Shafiul Islam (Mohiuddin)

45. BGMEA President - Md. Siddiqur Rahman

46. BKMEA President - A.K.M. Salim Osman, MP

47. IDRA - Insurance development & Regulatory Authority -Chairman - Shafiq Ahmed

48. Total insurance company - 78

49. Foreign operating company - Met life (USA)

TO GET MORE CLICK ON IT

BB(AD) VIVA

Viva Date: 11.12.2013
Board: Naznin Sultana..
Duration: 5-6 min.
My Sub: Civil Engineering (BUET)
DG: tumi Buet theke Civil Engineering e pass koreso..?
: Ji mam...
Ex 1: ekhn ki krso?
: Ekta project e Technical Maintenance Engineer hisebe asi.
Ex 1: ses hobe kobe?
: bollam...
Mam: tomader to onk vlo vlo job ase..Bangladesh Bank e aste chao kno...?
: project to permanent na...r ektar por ekta change korar cheye permanent job
proyojon...sekhettre bb onk vlo option.
Ex 2: hmm...private sector e job thakleo initial salary kom thake...(mone hy support
krlo!)
: sommoti suchok matha narlam...
Ex 3 : initial e to kom thakbei...experience hoye gele tokhn to onk beshi paba...
: sotto-mitta miliye chapa marlam...
Mam: tomar civil engineering knowledge Bangladesh Bank e ki kaje lagbe...
: (jai ans den na kno...sontusto krte parben na..!)...Bollam...sujog pele nijer efficiency
kaje laganor try krbo...(kushi na okhusi holo...buzlam na)
Mam: BCS diso?
: Ji mam...kntu preli er result er against e writ hoyese...
Ex 1: writ kno hyese?
: writ er beparta puro bozhate holo....
Mam: ascha BB er kaj ki...
: je koyta jani mukhosto bole dilam...
Ex 3: monetary policy implement kore BB..tahole pronoyon kore ke...?
: bollam...
Ex 1: dhoro Padma setu toiri krbo...onk takar drkar...to issemto note chapalei to hy...
: Note chapano hole tar against e Foreign Currency Reserve rakhte hy...r issemoto note
chapale inflation rate bere jabe...price hike create hobe...(koyekbar eki kotha boleo
sontusto korte parlam na mone holo)....
Mam : tar reaction ora r eisob bisoye kototui ba janbe...!
Mam: ascha tumi aso...
: thanks...

Bangladesh Bank Real Viva AD Post

BB(AD)
Date:19.11.2012
 Board: Abul Qashem (Deputy Governor of BB)
 Question shuru korecilen external
 1.External: Tumi Pharmacy te porashuna korecho?
(Ji sir)
 2. External: Tomar masters sesh? Result ki?
 (bollam)
 3. External: Tumi to oushudh er quality control korba, oita chere Bangladesh Bank a keno aste chao?
 (Sir, Bangladesh Bank desher total economy niye kaaj kore. Tai ami mone kori ekhane sob discipline-er representation thaka uchit)
 4. Bangladesh Bank er kaaj ki?
 (Prothomoto, Bangladesh Bank govt er bank hisabe kaaj kore.......)
 5. External: (amake thamiye diye) Bangladesh Bank er ekta main kaaj ace, oita bolo
 (sir, Bangladesh Bank er prodhan kaaj holo Monetary Policy toiri kora)
 6. Ext: Monetary Policy ki bujhao.
 (Ami amar shimito gyan theke bujhanor try korlam, ja ager din economist frnd bujhiesilo
 7. Ex: Tumi to nijer idea theke bolcho
 (bollam Ji sir, sir bollen eta obosso tumi detail parbeo na, bollam ji sir)Etokkhon DG sir chup
kore silen. Tini ebar shuru korlen
 8. DG: tomar to nijer sector a valo valo job ace, tumi keno ekhane aste chao? (amar sorol
shikarokti,"sir ami ekta prestigious govt job chai")
 9. DG: Bangladesher Sob cheye boro Pharmaceutical Company konta?
 (Square Pharma)
 10.DG: Square er market share koto?
 (18%)
 11. DG: Koto? 0.8%?
 (Na sir, Atharo per cent)
 12.DG: Bangladesh kon kon deshe drug export kore?
 (Bollam South America, Africa r Europe er kichu deshe drug export kore)
 13. DG: (ektu obak hoye) Europe a drug export kore!!!
 (Ami bollam, sir, je sob companyr UK MHRA approval ache tara Europe a drug pathate pare)
 14. DG: koyek ta international drug quality regulatory authority-r nam bolo. (Bollam
USFDA, UKMHRA, TGA Australia ittadi)
 15. DG: Ok, ebar tumi aste paro.
 (Thank you sir, Asslamu Alaikum)

Assistant Director, Bangladesh Bank Viva

Name:Not Mentioned
Date:24/12/2013
Subject: English
Board: S K Shur Chowdhury

Chair: which poet of Eng. Lit. does attract u most?
Me: answered
Chair: for which poem (of T S Eliot)
Me: answered
Chair: why does he write about indecisiveness of Prufrock?
Me: answered
Chair: do u like indecisiveness in practical life?
Me: answered
Chair: How does Eliot relate the condition of modern men?
Me: answered
Chair: Why do u like a job in the central bank?(there r other professions like multi-national companys job, job of a professor etc.)
Me: answerd
Chair: doesnt a teacher have status?
Me: answered
Chair: What are the functions of central bank?
Me: answered 4-5 functions
Chair: Whats the main function?
Me: Answered
Chair: what is Monetary Policy?
Me: Answered
Chair: How does it determine the policy?
Me: answered but not a clear conception
External one: How will you relate the govt. and knowledge as the two most important elements of the state(valo kre bujini onek kothar pore ques. Korecilo)
Me: answered according to the relationship between the two

Real Viva:BB(AD-FF)-2016

Duration:16 minutes 
Board honourable SK Shur sir(deputy governor) bangladesh bank. 
Department : English. 
First ques: Ambitious growth and moderate ambitious growth. 2nd quest: why do u want to join in bank instead of clg? 
3rd ques: current gdp and asian giant in finance? 
4th ques: do u read daily newspaper? 
5th question? Compare between credit and monetary policy? 
6th ques: why do you want to job in bb instead of any other organization? 
7th ques: functions of bangladesh bank. 
8th question: how many bcs did u apply? 
9th ques: gre, toefl, ielts, korci kina? 
10th ques: formulation and supervision? 
11th ques: honours theke masters koita drama and novel p oreci? 
12th ques: merchant of venice er shylock ke?

Viva on Bangladesh Bank (AD)

Date:19.11.2012
Board: Abul Qashem (Deputy Governor of BB)
Question shuru korecilen external
1.External: Tumi Pharmacy te porashuna korecho?
(Ji sir)
2. External: Tomar masters sesh? Result ki?
(bollam)
3. External: Tumi to oushudh er quality control korba, oita chere Bangladesh Bank a keno aste chao?
(Sir, Bangladesh Bank desher total economy niye kaaj kore. Tai ami mone kori ekhane sob discipline-er representation thaka uchit)
4. Bangladesh Bank er kaaj ki?
(Prothomoto, Bangladesh Bank govt er bank hisabe kaaj kore.......)
5. External: (amake thamiye diye) Bangladesh Bank er ekta main kaaj ace, oita bolo
(sir, Bangladesh Bank er prodhan kaaj holo Monetary Policy toiri kora)
6. Ext: Monetary Policy ki bujhao.
(Ami amar shimito gyan theke bujhanor try korlam, ja ager din economist frnd bujhiesilo
7. Ex: Tumi to nijer idea theke bolcho
(bollam Ji sir, sir bollen eta obosso tumi detail parbeo na, bollam ji sir)Etokkhon DG sir chup kore silen. Tini ebar shuru korlen
8. DG: tomar to nijer sector a valo valo job ace, tumi keno ekhane aste chao? (amar sorol shikarokti,"sir ami ekta prestigious govt job chai")
9. DG: Bangladesher Sob cheye boro Pharmaceutical Company konta?
(Square Pharma)
10.DG: Square er market share koto?
(18%)
11. DG: Koto? 0.8%?
(Na sir, Atharo per cent)
12.DG: Bangladesh kon kon deshe drug export kore?
(Bollam South America, Africa r Europe er kichu deshe drug export kore)
13. DG: (ektu obak hoye) Europe a drug export kore!!!
(Ami bollam, sir, je sob companyr UK MHRA approval ache tara Europe a drug pathate pare)
14. DG: koyek ta international drug quality regulatory authority-r nam bolo. (Bollam USFDA, UKMHRA, TGA Australia ittadi)
15. DG: Ok, ebar tumi aste paro.
(Thank you sir, Asslamu Alaikum)